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Commercial general liability insurance provides protection that keeps up with your industry.

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Get coverage for the uncertainties in business with comprehensive general liability insurance.

Commercial general liability coverage offers protection against the risk of damages.

When you look around your business, it’s obvious that you need to protect against damage to your buildings, equipment, and staff. Less obvious—but no less important—is the risk of damage to other people and businesses, which could leave you paying out large sums if you are held liable.

What insurance does and does not cover.

This policy mainly covers bodily injury to people outside of your business and physical damage to their property. A few exceptions to this principle include data loss and reputation damage, such as one of your employees defaming a client. It’s important to note that this type of coverage doesn’t apply to cases where you are sued for giving inadequate professional advice. Errors and omissions insurance may help to protect your business from that specific type of risk.

  What’s covered by general liability business insurance coverage?

Bodily injury, property damage, advertising injury, and medical payments are typically included. Typical businesses are:

  • general liability insurance for janitorial service
  • general liability insurance for catering business
  • general liability insurance for handyman business
  • general liability for general contractors
  • general liability insurance for house cleaning
  • general liability insurance for construction company
  • general liability insurance for cleaning business
  • general liability insurance for plumbers
  • general liability insurance for pressure washing business
  • general liability insurance for painters
  • general liability insurance for lawn care business
  • general liability insurance for carpenters
  • general liability insurance for hvac contractors
  • general liability for roofing contractors
  • general liability insurance for photographers
  • commercial general liability insurance for truckers
  • general liability insurance for electrical contractors
  • general liability insurance for daycare business

  How much does commercial general liability insurance cost?

The cost of your policy may vary depending on the industry type, location, and size of your business, as your risks will be different.

When is general liability insurance coverage required?

Your business needs to have this type of policy if you ever meet clients at your business or theirs, or have any physical access to their equipment. Additionally, this coverage may be a requirement before some businesses will sign a contract with you.

General liability insurance is a common necessity for most businesses. Contact us to go over your coverage options for your business.

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